Insurance

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Advance Quoting – Freedom Insurance Group, Inc. – Philadelphia

by Anita on August 27, 2015

Advance Quoting

Freedom Insurance Group, Inc.  announces they represent six companies that offer an early quote discount for car insurance quotes in Philadelphia.

Many consumers do not know the savings advantage associated with calling ahead when you need car insurance.  Some of their companies offer a discount just for calling for a quote one to ten days prior to your policy expiration date.  For example, Travelers calls this discount their Early Quote Advantage. With Travelers you may be eligible for a 10% discount if you call for a quote 8 or more days in advance.  Many of the companies they represent have this discount only it’s referred to by a different name.

The following companies offer a discount for getting a quote in advance:  Progressive, Travelers, The Hartford, Safeco, Grange & Mercury.

“It’s true; the early bird does get the worm.  Most consumers are not aware of the fact that calling ahead of time for a car insurance quote can save you money.”  said Anita Allegrezza, Owner & Principal agent of Freedom Insurance Group Inc.   “Freedom Insurance Group, Inc.  represents  10 A or better insurance companies, but we put the customer first.  Everyone wants to save money and take advantage of discounts.  Some people won’t buy if they don’t have a coupon, find it on sale or get a discount.  If insurance companies are offering a discount for calling your agent ahead of time, take advantage of all the savings you can.”

The agency is a full service insurance agency.  They offer auto insurance, homeowners insurance, motorcycle insurance, boat insurance, umbrella insurance, commercial insurance, life insurance, RV insurance, and more.  For more information on Freedom Insurance Group, Inc. or to get a quote, go to their website www.freedom4insurance.com.  There you will also find a money saving checklist with many discount opportunities for you to review prior to speaking with an agent.

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AnitaAdvance Quoting – Freedom Insurance Group, Inc. – Philadelphia

Freedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia

by Anita on August 7, 2015

Freedom Insurance Group Inc. is an Independent Insurance Agency who has been helping customers save money in Northeast Philadelphia and the surrounding areas since 2003. This Trusted Choice agency represents 10 A rated insurance companies such as Progressive, The Hartford, Travelers, Safeco, Grange and is an AARP authorized agent. What does that mean to the consumer? That means they have the ability to offer the consumer choices and “Freedom from the high cost of insurance.” With just one phone call their team of agents are able to get quotes from 15 different companies. Not only can they save you time, but their experienced agents will review your current coverage and identify any potential areas where you may be underinsured. Freedom Insurance Group Inc. is thorough and reviews all discounts that are available to you. When you have an independent agent, if your rate goes up you don’t have to go far. This agency continually reviews their customers’ policies to make sure they are getting the best rates on car and home insurance. “When you buy insurance from a captive agent your only option is to reduce coverage when the rate goes up. At Freedom Insurance Group Inc. if your rate increases we quote you in other companies, so you can keep the coverages you need. We give our customers the freedom of choice.” said Anita Allegrezza, Owner & Principal Agent.

This full service agency writes car insurance, homeowners, life, commercial, motorcycle, boat, umbrella policies and more. They are conveniently located in the Grant & Academy shopping center next to the Police & Fire Federal Credit Union.

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AnitaFreedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia

Teaching Teens about Insurance

by Anita on March 3, 2015

From the moment our kids are little we teach them to say please and thank you, how to tie their shoes, and eventually how to drive. But there are some life skills that are overlooked by parents. Insurance may be one of them. When our teens get their permit we add them to our policy and most likely pay the additional premium. Although this helps them in the short term, it does not help in the long term. So many times we see twenty somethings come in to our office to get their first car insurance policy and they have no idea where to begin. They call their parents while at an agent’s desk to get the details of their previous policy. Our number one job as a parent is to teach our kids to become a responsible independent adult.

When you add your teen to your policy sit down with them and go over your current auto policy. Explain the coverages, the discounts you receive and why auto insurance is so important. They should know the basics, which are collision coverage, comprehensive coverage, liability and deductibles. You can do your best to explain to them the difference between Full Tort and limited tort. When it comes to underinsured motorist coverage and uninsured motorist coverage explain to them what these coverages protect against. Then there is towing, rental and roadside assistance. Better yet, bring your teen into your independent agents office when they are first added to the policy. This would also be a perfect time to review your insurance coverages/deductibles and will certainly provide a wonderful teaching moment for your teen.  Not to mention show them the cost of auto insurance.

Don’t forget to ask your son/daughter to sign a no texting and driving contract, as well as discuss safe driving practices. It is so important to have a conversation with young drivers about registration, following state laws while driving and the consequences for not abiding by the rules and laws. As parents we should reinforce our expectations while taking the car out. All of this goes hand in hand with auto insurance. To keep your rates low, a good driving record is needed. If they are a good student, they may qualify for a discount.  Be sure to ask your agent if there is a discount for Good Student on their car insurance policy.

When you have these conversations with your teen you teach them valuable life lessons that they can carry on into adulthood.

 

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AnitaTeaching Teens about Insurance