It is a state law to have car insurance in Philadelphia. By law you are required to carry the following coverage:
Bodily Injury Liability~ the minimum limit is $15,000/$30,000
Medical Benefits~ minimum limit is $5,000 of coverage
Property Damage Liability~ the minimum limit is $5,000
These are the minimums for car insurance in Philadelphia that you must purchase. It makes sense to purchase car insurance based on your financial portfolio. To determine how much car insurance in Philadelphia you should purchase, you want to have coverage equal to your assets.
If you get into an accident or pulled over, a police officer is going to ask you for your license, auto insurance and registration. Not having car insurance can lead to your car being confiscated and with hefty fines attached.
Chances are if you haven’t shopped around for car insurance in Philadelphia lately, you could be pleasantly surprised when you get a quote that will satisfy your financial portfolio as well as your pocket. Insurance companies determine their rates individually. Not all car insurance providers charge the same, that’s where Freedom Insurance Group Inc. comes in handy. We do the car insurance shopping for you by quoting your needs with 10 A+ rated companies to get you the lowest car insurance premium based on your needs. Honestly, we all want low cost car insurance in Philadelphia, but the key is getting affordable car insurance with the right amount of coverage. Having the right car insurance agency in Philadelphia like Freedom Insurance Group Inc. will make it easy to get the coverage you need at an affordable rate. Our licensed agents have the experience to assist you throughout the process of getting a new policy as well as assisting you with any accidents and or claims you may encounter in the future. We strive to get and keep your car insurance in Philadelphia low. If you are short on time, you can always request a quote online at www.freedom4insurance.com or call 215-673-0300.