Life insurance is a topic most of us do not like to discuss. We too often make excuses such as I can’t afford another bill or I’m too old and I won’t pass the health assessment. Life insurance can be used as a death benefit as well as fulfilling a financial obligation. When you call Freedom Insurance Group Inc. we can discuss your individual life insurance needs. We will discuss your expenses and income to account for what your family would need in the event of your death. Funerals generally cost upwards of $5,000.00-$10,000.00. Term life insurance offers a generally less expensive option than whole life insurance premiums. Term life insurance offer death benefit protection for the specified period purchased usually 10,15,20 or 30 years. Freedom Insurance can cater your term life insurance to your specific needs and budget to ensure you have piece of mind knowing your family is protected. Whole life insurance offers confidence with the guarantee it provides such as the premium to remain the same for the life of the policy, regardless of health or age. Guaranteed cash value so that as your cash value increases, tax deferred so that you will have access to your cash through loan and withdrawal options. Many people chose to borrow from their whole life insurance to cover tuition costs or help out with a wedding. Too often, emergencies occur and your whole life insurance can also provide peace of mind knowing you have access to it if needed without going into debt over taking out a loan. You can work with a knowledgeable agent at Freedom Insurance Group Inc. to discuss your needs not only for life insurance but also for auto, home, recreational and umbrella insurance. You can also read more about life insurance in Philadelphia at www.freedom4insurance.com or call 215-673-0300 to review your life insurance needs.