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5 Tips On How To Better Share The Road With Cyclists

by Anita on June 19, 2018

More and more Americans are choosing to take part in a healthy lifestyle, which is one of the reasons we see more and more cyclists out on the road these days. Coupled with expensive gas prices and the vehicular congestion that occurs in major cities, riding a bicycle from point A to point B has become a primary mode of transportation for many people, especially those in the city.  

Does it seem that anytime you make a trip into Center City, your nerves are on edge driving around with all the cyclists? You’re not alone. Car insurance in Philadelphia, PA, is incredibly important and can protect you if there were ever an accident. Here at Freedom Insurance Group Inc., we are able to offer our customers policies that are priced well within the minimum requirement according to PA state law.

This summer, as you travel around, you should also be sure to know how to share the road with cyclists. Check out our five tips below.

 

1.) Freshen up on Common Biking Signals

We’ve all seen the bikers pedaling around sticking their arms and hands out to signify an upcoming turn stop or change of lane. But what exactly do the different biking signals mean? As a smart driver, you should take the time to read up on common biking signals so you can be aware for your next drive.

 

2.) Know That Bikers Have Rights on the Road

Since cyclists are required to follow the same laws as drivers, they have the same right as you to be on the roads. By putting yourself in the cyclist’s position, you can better understand the difficulties cyclists face.

 

3.) Stay Off Your Phone

This is a given, even if there are no cyclists around. The last thing you need is another distraction while driving that can put you and others at risk. Just stay off your phone!

 

4.) Give Some Space When Passing

The best way to prevent against a swipe or collision is by allowing plenty of room between you and the bike you are passing. Treat passing a cyclist as if it was like any other vehicle on the road.

 

5.) Keep Cyclist in Mind After You Park

No, we’re not saying your whole entire life has to revolve around cyclists. But, if you find yourself having to park on the side of the road, you should be alert for cyclists as you open your car door. This is really important to keep in mind if a bike lane is in between the driving and parking lane.

 

For more great tips like this, or to learn about our homeowners insurance in Philadelphia, PA give us a call at 215-375-7733.

 

 

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Anita5 Tips On How To Better Share The Road With Cyclists

3 Renters Insurance Myths Debunked

by Anita on May 24, 2018

If you have a home and a mortgage, chances are you have a homeowners insurance policy that covers the property and all of your possessions. But what about if you don’t own because you rent? Who is responsible for your items if there is a fire, flood, or another disaster? We’ll give you a hint: It’s not your landlord.

The benefits of owning a renters insurance policy in Philadelphia, PA cannot be understated. A recent study states that nearly 81 million Americans rent, yet more than half do not have renters insurance because they don’t see its value. Take a look at these three common renters insurance myths and the real truth behind them.

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Anita3 Renters Insurance Myths Debunked

3 Benefits of Adding Roadside Assistance to Your Auto Policy

by Anita on April 26, 2018

Does your auto policy contain roadside assistance? A lot of car owners do not keep this amazing service on their policy because they do not think the premiums are worth what they are getting in return. However, if you really think about it, what would you do if your car broke down or you got a flat tire? Roadside assistance is also especially helpful for those who do not have any close friends or family nearby in case of an emergency.

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Anita3 Benefits of Adding Roadside Assistance to Your Auto Policy

What Happens If You Drive Without Auto Insurance in States like Pennsylvania

by Anita on March 26, 2018

Although it may read like some Google search query, anyone who owns or operates a vehicle in Pennsylvania should understand the laws surrounding it. At Freedom Insurance Group, Inc., we work with over 15 partners to bring the lowest costing car insurance to Northeast, Philadelphia as well as a bulk of the state.

As inexpensive as not owning your own car insurance may be, it’s simply not a possibility if you hope to be driving on the roads of Pennsylvania legally. Today, to educate our customers and all drivers in Pennsylvania, we’re going to explore the penalties and ramifications of disobeying this motor vehicle law:

You May Lose Your Driver’s License

Understandably inconvenient, the loss of your driver’s license affects you financially, and even a tad psychologically, as you’re stripped of your autonomy. Legally barred from driving until you’ve restored your standing with the Pennsylvanian DMV, you’ll be forced to take Uber or a form of a public transportation to and from your workplace, the supermarket, and any gym you frequent.

You’ll Be Barraged with Penalties

One broken headlight; one delayed turn, and you can easily be pulled over by the police. Simply by being stopped during traffic, and failing to prove that you’re covered with auto insurance, you can face $476 in penalties, and the aforementioned loss of your driver’s license. To prevent you from trying to drive without either your insurance or license, your registration plate, sticker, cards, and license will be surrendered to the authorities.

Your Only Exemption, Lacking an Auto Policy

After you lose your auto insurance policy, you have exactly 30 days to obtain a new policy, and prove that you did not operate a vehicle during this interim. Because so many uninsured drivers are caught behind the wheel, this exemption is rarely applied, though still legally binding.

You’ll Want to Call Freedom Insurance Group, Inc.

By speaking with a patient and friendly insurance agent at Freedom Insurance Group, Inc., any driver in Pennsylvania can secure the cheapest and most comprehensive car insurance available to a resident of Philadelphia and the greater surrounding areas.

Call us today and we’re ensure you’re driving safely, and confidently again!

 

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AnitaWhat Happens If You Drive Without Auto Insurance in States like Pennsylvania

Understanding the Value of Personalized Homeowners Insurance

by Anita on February 21, 2018

Owning a home today is far more than a convenience or a luxury. Because of the amount of money and energy that we pour into our homes, no one can afford to see that all destroyed in the wake of the unexpected or disastrous.

Here at Freedom Insurance, we specialize in all forms of insurance for residents in Philadelphia, PA—from auto insurance to homeowners and life insurance. Today, we want to discuss the value behind a personalized homeowners insurance policy and why every homeowner should indeed have one.

The Necessity of a Homeowners Insurance Policy

In actuality, before you can obtain a mortgage on a home, many lenders will require a protection on you, and their investment. In many cases, this protection will take the form of a homeowners insurance policy—personalized to the neighborhood and the home in question. In cases where an insurance policy is not explicitly required, it’s still prudent to guard against any misfortunes or surprises.

Repairing Your Home After a Natural Disaster

As has been evident these last few years, the weather in the Northeast can be unpredictable. Possessing a homeowners insurance policy, you’ll have the means of repairing any water or structural damage that may occur in the wake of a sporadic hurricane or severe snow storm.

Repairing or Replacing Your Personal Possessions

In a sense, your home is more than a shelter for you—it’s where you likely store your valuables and most treasured possessions. With a homeowners insurance policy, you don’t have to suffer the financial stress of losing your furniture or your electronics to a fire. Most policies will protect against the destruction of your property, giving you the coverage and the compensation to repair or replace your belongings.

Guarding Against Accidents or Personal Liabilities

Although we may not think about it, accidents do happen in our homes when we least expect it. In the event that a visitor injures themselves while inside your home, your insurance policy can guard you against the costs of a lawsuit.

Obtaining a Personalized Insurance Policy

In summing up the benefits and the value of a homeowners insurance policy, we invite readers to ask us any questions they may have. After discussing your case, we can generate quotes for home or car insurance near Philadelphia, PA that exceed our competitors’ in their coverage, as well as their pricing.

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AnitaUnderstanding the Value of Personalized Homeowners Insurance

How to Be a Safer Driver in the Winter of 2018

by Anita on January 11, 2018

During winter in the Northeast, your safety on the roads is not to be overestimated. One night of snowfall can be enough to render our streets, highways, and parking lots too dangerous for any driver. It’s when the weather is at its most frightening, and the snow and ices accumulate, that we realize just how much our car insurance means to us.

At our independent agency, we’re acutely aware of the value of car insurance, whether you’re living in Bensalem, PA or the busy city of Philadelphia. With our loyal customers and all drivers in mind, we wanted to discuss how you can minimize risk while maximizing your safety behind the wheel this winter of 2018:

  1. Rest up, before bucking up. Be it the middle of a cold winter night or an early morning in January, always refrain from driving if you’re feeling especially fatigued. Your chances of entering an automobile accident drastically increase when you’re feeling exhausted in the driver’s seat.
  2. Heat up your vehicle outside. Convenient as it may be, do not warm up your car inside of an enclosed space like a garage. All gas-powered vehicles spew out deadly exhausts, carbon monoxide being the deadliest. Before long, the exhaust from an idling vehicle will pose a danger.
  3. Stay updated on the weather. If you’re planning to embark on a long-distance car ride, one that’ll take hours or veer down more barren roadways, be aware of the weather that is forecasted. If you cannot afford to delay your drive, take the safest route possible and inform others of your commute.
  4. Increase your driving distance. In ideal driving conditions, it’s generally recommended that you maintain a distance of at least three to four seconds behind other drivers on the road. When roads get slippery, slushy, and icy, you should more than double the distance to eight to ten seconds.
  5. Adjust your acceleration slowly. When your tires lose traction, do not panic. Apply the gas slowly, avoiding skidding and swerving into opposing lanes of traffic. By accelerating and decelerating with patience, you’ll wield greater control of your vehicle and stay much calmer for it.

Here at Freedom Insurance Group, Inc., we care about your comfort and your coverage as a PA driver. Contact us today about saving on your car insurance in Philadelphia, PA, and surrounding areas.

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AnitaHow to Be a Safer Driver in the Winter of 2018

Why You May Want to Consider Smart Home Technology to Protect Your Home

by Anita on October 17, 2017

Have you ever considered smart home technology to protect your home?  Maybe you’ve heard of the benefits but haven’t had the time to make the switch.  A smart home security system is one of the best defenses against break-ins, so it pays to consider investing in the technology for your home.  Many of the new smart home technologies feature smartphone controls which make them both convenient and user-friendly.  At Freedom Insurance Group, Inc., we encourage our customers to consider smart home technology when it comes to protecting their homes.

As we mentioned above, smart home technology is convenient.  Many of the new systems feature alarms for your home that can be set up from your smartphone even when you aren’t inside.  What’s more, the alerts are instant, so if your alarm is triggered, you’ll be notified right away.  Smart home technology also involves the use of smart home locks.  These allow you to check for unlocked doors which can be an important feature if you work far from home and forgot to lock up on your way into work.  Did we mention that you can also lock and unlock doors from your smartphone?

If you’re on the hunt for homeowners insurance in Philadelphia, PA, Freedom Insurance Group, Inc. can help. We specialize in homeowners insurance and takes pride in offering cost-effective insurance plans for a variety of needs.

Freedom Insurance Group, Inc. wants to keep customers safe and informed!

Whether you’re looking for homeowners’ insurance or whether you’re looking for the latest security to protect your home, Freedom Insurance Group, Inc. can help.  We know that our customers want to find great rates and convenient ways to save, so we offer the best customer service and the lowest possible rates.  Freedom Insurance Group, Inc. is the name to trust when it comes to finding home insurance in Bensalem, PA.  So, if you want to find a great policy, or if you want to learn more about smart home technology, then stop in or give Freedom Insurance Group, Inc. a call.  We can help you find ways to save, and we can make you feel safe in your home, too!

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AnitaWhy You May Want to Consider Smart Home Technology to Protect Your Home

Why You Should Build a Winter Emergency Kit for Your Vehicle

by Anita on September 22, 2017

Driving in the winter months can pose a multitude of hazards. You need to contend with snow-covered or icy roads, reduced visibility, and often sub-zero temperatures. All of these conditions can make driving a car both challenging and dangerous. On top of all that, you run the risk of getting stuck in your vehicle, either from a dead battery or an unforeseen weather issue. At Freedom Insurance Group, Inc., we suggest that all vehicle owners build a winter emergency kit to keep inside their cars when on the roads.

You don’t need to quit driving once it gets cold out. You just need to prepare for the conditions. If you need some help building a winter emergency car kit, the crew at Freedom Insurance Group, Inc. can help you get one together. We can also help you in your search for a car insurance provider near Bensalem, PA. We offer a wide range of insurance policies for customers in many locations, and we offer driver safety tips, too. At Freedom Insurance Group, Inc., we want everyone to stay safe on the roads this winter!

Since winter is on its way, you might as well start preparing early. Everyone should have a winter emergency kit inside his or her vehicle. Would you really want to be stranded in the dead of winter without even a blanket or a flashlight? Freedom Insurance Group, Inc., we can help you get a great winter emergency kit together in no time. It’s always a good idea to be prepared for a winter emergency, and at Freedom Insurance Group, Inc., we’ve got tips and ideas to get you started.

Our top ten items for your winter emergency kit include flares or reflectors, a flashlight, an extra set of warm clothes, jumper cables, kitty litter or sand, a snow scraper, a set of tire chains and a sleeping bag. If you find yourself searching for both car insurance in the Philadelphia, PA area, as well as winter emergency kit supplies, Freedom Insurance Group, Inc. can help with suggestions or services. We take care of our customers, and it shows. This winter, don’t get left out in the cold. Get a collection of gear for your winter emergency car kit and then take on the winter with confidence!

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AnitaWhy You Should Build a Winter Emergency Kit for Your Vehicle

Five Tips to Keep Your Home Safe This Fall Season

by Anita on August 29, 2017

It might seem like summer is here to stay, but fall is just around the corner. If you haven’t already thought about it, now is the time to begin thinking about how you can make your home safe this fall season. At Freedom Insurance Group, Inc., we provide homeowners with a wide range of protection services for all of their individual needs.

Customers looking for home insurance in Yardley can count on Freedom Insurance Group, Inc. to provide them with a wide range of insurance needs for the entire family. The team at Freedom Insurance Group takes pride in their commitment to exceptional customer service, and we’ve got five tips to help you keep your home safe this fall season.

1. Test your smoke alarms.

All homeowners should check their smoke alarms at least once a month. You should create an emergency plan for the family and make sure that you practice it, as well. Research has proven that most home fire deaths result from smoke inhalation, so it’s important to be vigilant about your alarms and your emergency plan.

2. Check your property, inside and out.

It’s important to walk along your property and identify any places where injuries could occur. Do you see any areas where the ground is uneven and someone could trip? Are there any other hazards that require attention? Check inside for loose wires and poorly lit staircases, as well. To keep yourself covered in the event that your home is burglarized, Freedom Insurance Group, Inc. offers affordable homeowners’ insurance for families that need it.

3. Double check hazardous materials.

Do you have medications locked and stored safely from children? Do you have household cleaners and chemicals out of reach of children? Is the Poison Control hotline number in a visible space in the event you need to call? It’s always a good idea to revisit the items in your home that might be hazardous for both children and pets.

4. Sign up for the Neighborhood Watch.

Signing up with the local Neighborhood Watch is a great way to make sure that you feel safe in your home this fall. Knowing that your neighbors have their eyes out for suspicious activity is helpful and reassuring. Display the Neighborhood Watch sticker in a window that is visible to people form outside.

5. Think about your kitchen.

Do you keep an eye on the stove when you’re cooking? Do you turn pot handles to the back of the stove to prevent knocking them over with boiling liquid in them? Kitchen safety is important in keeping your family safe this fall, and at Freedom Insurance Group, Inc. we help all of our customers find the best ways to keep their families safe this fall.

Those in need of home or renters insurance in Philadelphia, PA can rely on Freedom Insurance Group, Inc. for the upcoming fall season. To get insurance today, please call or email us.

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AnitaFive Tips to Keep Your Home Safe This Fall Season