homeowners insurance Philadelphia

Preparing Your Home for Winter Storms

by Anita on August 29, 2020

Is your Philadelphia home ready for the winter storms Mother Nature has queued up for the coming season? Philadelphia winter storms can be brutal, with nature throwing everything she can think of into a nasty mix that often results in sleet, ice, freezing rain, and snowfall that’s measured in feet, not inches. You can get your home ready for the potential possible brutality that’s a scant few weeks away with just a few tips from the pros.

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AnitaPreparing Your Home for Winter Storms

3 Ways to Spend Summer at Home Together

by Anita on June 11, 2020

With the world around us slowly changing to a new normal, it’s tempting to get out and go on vacation elsewhere this summer. However, many of us are still going to be spending time at home, and as a homeowners insurance provider in Bucks County, PA, we want your home to feel just as amazing as a traditional vacation. Now is the perfect time to take on the heat inside and out by making plans to bring summer fun into your daily activities at home.

Revitalize the Outdoors

If you have outdoor space, this summer is the time to let it shine. Setting up an area for water-related activities is a smart way to stay cool in the heat, whether it be a hose, a sprinkler, water guns, water balloons, or a pool if you have the privilege of owning one. Another area to spruce up or build for the summer is a fire pit area. Having a campfire is not only a great social centerpiece to late-night drinks under the moon, but it’s also great fuel for family activities such as cooking s’mores or hot dogs. Overall, revitalizing your outdoor space to fit your family’s perfect summertime narrative is a great way to make your home fit for summer.

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Anita3 Ways to Spend Summer at Home Together

3 Ideas for Taking the Spring Cleaning Outdoors

by Anita on May 21, 2020

Spring cleaning supplies in basket

With stay-at-home orders across Pennsylvania, the inside of our homes has gotten a lot of attention. It’s spring cleaning season, and making the most out of this time at home should go beyond the interior. Today, we at Freedom Insurance Group, Inc. want to help spark inspiration for extending your spring cleaning fever outdoors. 

Cleaning Your Gutters Safely

No one likes it, but it’s a job that is essential to maintaining the health of your home. Whether you hire a professional cleaner or do it yourself, safety is a priority when it comes to any maintenance at great heights. If you’re doing it yourself, we recommend that you have someone spot you throughout the process to reduce the risk of injury. In the event of an accident or injury occurring on your property, our homeowners insurance plans across the Philadelphia, PA, area do include liability coverage.

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Anita3 Ideas for Taking the Spring Cleaning Outdoors

Freedom Insurance Group is Still Working Hard for You!

by Anita on March 27, 2020

Happy family in car with heads out the windows

While people all over the globe adjust to a new reality of vigorous hand washing and social distancing, to stop the spread of the coronavirus and keep everyone around them healthy and safe, we want our community to know: We’re still here for you!

A global pandemic does not negate your need for quality auto insurance in Philadelphia, particularly when taking the family for a drive is one of the only ways you can escape from your house! While trying to protect loved ones from getting sick, you also need to protect them out on the roads. Remember that if you need any assistance with finding the right insurance policy or adjusting your home, auto, or life insurance coverage, Freedom Insurance Group always has your back.

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AnitaFreedom Insurance Group is Still Working Hard for You!

Social Media Habits to Ditch While on Vacation

by Anita on August 1, 2019

Hands using cell phone with social media icons

Summer is here, and many of us are looking forward to our well-earned summer vacations. Vacations are vulnerable times for our homes and belongings because professional thieves and burglars often take to social media to search for signs of empty properties. As a leading provider of home insurance in Bensalem, PA, we want all of our customers to be able to protect their homes. That’s why we’ve compiled some social media advice for people heading on vacation in the coming weeks.

Never Post Your Trip Countdown

Are you excited for your late August break that’s just 28 days away? That’s great! But it’s no reason to post a countdown on your Facebook or any other social media page. Potential burglars can use this information to pencil in an exact date to invade your home. If you keep the excitement internal instead of making it public, your house and possessions will thank you.

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AnitaSocial Media Habits to Ditch While on Vacation

Umbrella Policy – Insurance Philadelphia, Freedom Insurance Group, Inc

by Anita on November 20, 2015

One question insurance agents frequently are asked is “How do I know if I need an umbrella policy?” We advise our customers to look at their whole financial situation and their lifestyle. Do you own a swimming pool? Own a dog? Have large assets to protect? Agents typically recommend that customers have enough home insurance coverage equal to their assets. Umbrella policies cover liability, personal injury coverage and legal expense coverage. Umbrella polices are there to protect you against large lawsuits. There are certain parameters that must be met to get an umbrella policy. First you must carry your auto and homeowners insurance with the same company. Second you must acquire the highest limits available for auto insurance and home insurance. The maximum amount of coverage you can have under an umbrella policy varies by state. This protection can extend beyond your auto and home. It can also cover your RV, boat, snow mobiles, golf carts, ATV’s, jet skis and motorcycles. There are some added protections with an umbrella policy that are generally excluded from homeowners insurance polices. These policies can run approximately $300-$400 a year for a million dollars coverage. That is relatively inexpensive for extra coverage.The best part is that everyone in the household is covered as long as they are listed on the auto policy and live in the home.  Something to think about if you have teen drivers in the home.

The best thing to do is to speak to a licensed agent who can discuss your risk and assets. There are certain situations which will increase your need for an umbrella policy.  Call us at 215-673-0300 so we can discuss your current auto and homeowners insurance in Philadelphia, we can evaluate if you have enough coverage and if you should also look into getting an umbrella policy.  You can also visit our website at www.freedom4insurance.com click on all coverages to read about umbrella policies.

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AnitaUmbrella Policy – Insurance Philadelphia, Freedom Insurance Group, Inc

Fall home maintenance – Homeowners Insurance Philadelphia

by Anita on November 3, 2015

Daylight saving time is upon us. Now is the time to assess what you need to do to winterize your home. Do you need to clean your gutters, caulk your windows and door frames? A quick trip to the home store to pick up new batteries for those fire/carbon monoxide detectors some insulation and caulk will put your mind at ease by reducing the risks in your home and reduce your worries.  Schedule an appointment to clean the fireplace and chimney so you can safely burn and have those cozy winter nights without a worry. Checking dyer vents and heating vents for debris will also make your home more energy efficient.

A little maintenance now goes a long way later for your home. Some routine tender loving care can avoid future disasters and homeowners insurance claims. Winters in Philadelphia can be pretty brutal and can really take a toll on your home. Many times we are forced to put a claim in with our home insurance company in order to pay for damages from we sustain from bad winter and fall seasons in Philadelphia. We hope this post can help avoid that unfortunate situation.

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AnitaFall home maintenance – Homeowners Insurance Philadelphia

Back to school with lower Car Insurance – Philadelphia

by Anita on August 27, 2015

It’s that time. Kids are going back to school. Most people think about books, pencils, back packs, school clothes, new sneakers and haircuts. But you may want to add insurance to the list. If you still have high school students in the house who drive or will soon be getting their license, remind them that good grades equal lower car insurance rates. Many insurance companies offer the good student discount which is for earning a B or better. You must provide your insurance agent with a copy of the last report card as verification. Cheaper car insurance is just another incentive to do well in school.

If you are sending your kid off to college for the first time most likely they will not have a vehicle on campus and will be living in a dorm. Is your son/daughter living away at school 100 miles or more? If the answer is yes, then you may qualify for a discount on your auto insurance. If you have a junior or senior in college they may have a car at school with them and living off campus.  If they have a vehicle at school with them, remember to provide your agent with the address where they are in school. The agent can then split rate the vehicle so that all cars are rated at their respective addresses. This is important for your auto insurance policy. When you are renting a house or apartment your contents are not covered under the landlord’s insurance policy, therefore you may want to think about renter’s insurance. Many students bring TV’s, laptops, game systems and personal belongings with them. Renters insurance may insure these items in a covered loss.  Keep your college student in the loop when it comes to insurance. This way when they are ready to purchase their own auto and renters insurance policy they will know what to do.  These are beneficial life lessons for your kids.

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AnitaBack to school with lower Car Insurance – Philadelphia

Advance Quoting – Freedom Insurance Group, Inc. – Philadelphia

by Anita on August 27, 2015

Advance Quoting

Freedom Insurance Group, Inc.  announces they represent six companies that offer an early quote discount for car insurance quotes in Philadelphia.

Many consumers do not know the savings advantage associated with calling ahead when you need car insurance.  Some of their companies offer a discount just for calling for a quote one to ten days prior to your policy expiration date.  For example, Travelers calls this discount their Early Quote Advantage. With Travelers you may be eligible for a 10% discount if you call for a quote 8 or more days in advance.  Many of the companies they represent have this discount only it’s referred to by a different name.

The following companies offer a discount for getting a quote in advance:  Progressive, Travelers, The Hartford, Safeco, Grange & Mercury.

“It’s true; the early bird does get the worm.  Most consumers are not aware of the fact that calling ahead of time for a car insurance quote can save you money.”  said Anita Allegrezza, Owner & Principal agent of Freedom Insurance Group Inc.   “Freedom Insurance Group, Inc.  represents  10 A or better insurance companies, but we put the customer first.  Everyone wants to save money and take advantage of discounts.  Some people won’t buy if they don’t have a coupon, find it on sale or get a discount.  If insurance companies are offering a discount for calling your agent ahead of time, take advantage of all the savings you can.”

The agency is a full service insurance agency.  They offer auto insurance, homeowners insurance, motorcycle insurance, boat insurance, umbrella insurance, commercial insurance, life insurance, RV insurance, and more.  For more information on Freedom Insurance Group, Inc. or to get a quote, go to their website www.freedom4insurance.com.  There you will also find a money saving checklist with many discount opportunities for you to review prior to speaking with an agent.

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AnitaAdvance Quoting – Freedom Insurance Group, Inc. – Philadelphia

Freedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia

by Anita on August 7, 2015

Freedom Insurance Group Inc. is an Independent Insurance Agency who has been helping customers save money in Northeast Philadelphia and the surrounding areas since 2003. This Trusted Choice agency represents 10 A rated insurance companies such as Progressive, The Hartford, Travelers, Safeco, Grange and is an AARP authorized agent. What does that mean to the consumer? That means they have the ability to offer the consumer choices and “Freedom from the high cost of insurance.” With just one phone call their team of agents are able to get quotes from 15 different companies. Not only can they save you time, but their experienced agents will review your current coverage and identify any potential areas where you may be underinsured. Freedom Insurance Group Inc. is thorough and reviews all discounts that are available to you. When you have an independent agent, if your rate goes up you don’t have to go far. This agency continually reviews their customers’ policies to make sure they are getting the best rates on car and home insurance. “When you buy insurance from a captive agent your only option is to reduce coverage when the rate goes up. At Freedom Insurance Group Inc. if your rate increases we quote you in other companies, so you can keep the coverages you need. We give our customers the freedom of choice.” said Anita Allegrezza, Owner & Principal Agent.

This full service agency writes car insurance, homeowners, life, commercial, motorcycle, boat, umbrella policies and more. They are conveniently located in the Grant & Academy shopping center next to the Police & Fire Federal Credit Union.

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AnitaFreedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia