Home Insurance

Items to Keep in Stock in Case of an Emergency

by Anita on October 30, 2020

Being prepared for any emergency is critical. You never know when disaster will strike, so having an emergency preparedness kit can make the difference while you and your family wait for assistance. Whether there’s a fire, flood, blizzard, or tornado, it’s important to have a kit that includes the basics for survival: food, water, and warmth.

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AnitaItems to Keep in Stock in Case of an Emergency

What to Inspect During a Home Inspection

by Anita on September 30, 2020

If you’re planning on buying a house, you need to inspect the property before moving in. The home inspection report offers a deeper understanding of the home’s condition and whether it needs significant repairs. It can also help you prioritize repairs after moving in or request for repairs before making the final decision. A home inspection will take less than four hours to complete.

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AnitaWhat to Inspect During a Home Inspection

Preparing Your Home for Winter Storms

by Anita on August 29, 2020

Is your Philadelphia home ready for the winter storms Mother Nature has queued up for the coming season? Philadelphia winter storms can be brutal, with nature throwing everything she can think of into a nasty mix that often results in sleet, ice, freezing rain, and snowfall that’s measured in feet, not inches. You can get your home ready for the potential possible brutality that’s a scant few weeks away with just a few tips from the pros.

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AnitaPreparing Your Home for Winter Storms

5 Ways to Help Protect Your Home From a Flood

by Anita on July 13, 2020

Those who live in Philadelphia or the surrounding regions are no stranger to floods. In fact, the most recent storm caused one heck of a flood and power outage. Since hurricane season is officially here, we hope these tips will help you keep your home safe from future floods.

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Anita5 Ways to Help Protect Your Home From a Flood

3 Ideas for Taking the Spring Cleaning Outdoors

by Anita on May 21, 2020

Spring cleaning supplies in basket

With stay-at-home orders across Pennsylvania, the inside of our homes has gotten a lot of attention. It’s spring cleaning season, and making the most out of this time at home should go beyond the interior. Today, we at Freedom Insurance Group, Inc. want to help spark inspiration for extending your spring cleaning fever outdoors. 

Cleaning Your Gutters Safely

No one likes it, but it’s a job that is essential to maintaining the health of your home. Whether you hire a professional cleaner or do it yourself, safety is a priority when it comes to any maintenance at great heights. If you’re doing it yourself, we recommend that you have someone spot you throughout the process to reduce the risk of injury. In the event of an accident or injury occurring on your property, our homeowners insurance plans across the Philadelphia, PA, area do include liability coverage.

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Anita3 Ideas for Taking the Spring Cleaning Outdoors

Your Winter Home Insurance Checklist

by Anita on November 1, 2018

Snow covered home in the woods

The winter season has many things to appreciate about it. Brisk weather, serene landscapes, and yes—snow days—are all elements of wintertime that many of us look forward to.

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AnitaYour Winter Home Insurance Checklist

What Can Homeowners Insurance Cover?

by Anita on August 31, 2018

Homeowners insurance can be a lifesaver for many individuals and families that are affected by life’s most unfortunate circumstances. From house fires to burglary and even liability coverage for injuries or damage that occur to guests or their property in your home, our homeowners’ insurance in Philadelphia offers protection from a broad spectrum of scenarios.

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AnitaWhat Can Homeowners Insurance Cover?

A Guide to Warding Away Winter Headaches in Your Home, Condo, or Apartment

by Anita on December 21, 2017

Once you feel that winter chill deep within your bones, you can be certain that your home or apartment is feeling it too. Much like a human body, your living quarter is directly affected by sudden changes in temperature and air pressure outdoors and indoors. With your physical, mental, and financial health in mind, Freedom Insurance Group, Inc. wants to review some tips to keep you warm, safe, and happy this winter of 2017.

Protect Your Home Against Accidents

As soon as the temperatures drop below 50, you should be asking yourself: is my home ready for a winter emergency? One of your first considerations should be your homeowners insurance available near the Philadelphia area. Simply by speaking with one of our specialists, you’ll be able to find a policy that covers your home, condo, or apartment, and all your possessions, without the fear of a financial burden.

Keep a Stash of Winter Supplies

With your insurance policy covering your living space, your next step is to maintain a stash of emergency supplies, as recommended by FEMA. According to the national organization, you should always keep a snow shovel and transistor radio within reach, lest you find yourself trapped and cut off from the world in the aftermath of another major snowstorm. In addition to these essentials, don’t forget an adequate storage of non-perishable food, water, and fuel.

Having dealt with many Northeast snowstorms in the past, we and FEMA highly recommend that you acquire a bulk supply of some calcium sulfate or other bulk salts. Being able to deice is crucial to prevent against sheets of black ice and frozen snow on your driveway and sidewalks.

Winterize Your Home As You Can

As a final precaution, it’s in your best interest to do an inspection of your home or apartment roof and plumbing. Knowing the dangers of frozen water and burst pipes, clear out your gutters of excess debris and clutter—ensuring that rain and snow doesn’t collect. Wherever you can, try to insulate any leaks or exposed plumbing.

At the end of the day, you should always feel that your home, condo, or apartment is where you can relax and retreat. If you haven’t already, do yourself, your family or housemates a favor and inquire into our affordable homeowners insurance, catering to Philadelphia, PA, and surrounding communities.

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AnitaA Guide to Warding Away Winter Headaches in Your Home, Condo, or Apartment

What to Ponder While Purchasing a Home in the Winter

by Anita on November 22, 2017

It’s that season, as they say, when you want to retreat indoors before it’s 6:00 p.m. and relax in the quiet warmth of a blanket and a pre-recorded TV show. We know that feeling here at Freedom Insurance Group, Inc. because it’s perfect—we know it’s personal, and tailored to you. In the same vein, we care about your car or home insurance options in the Northeast of the city of Philadelphia. Before the holidays arrive, ponder on some tips from the pros in this field.

How Much Will You Be living in It?

If this isn’t your first winter or homeowning rodeo, you may want to ask yourself, “Do I want to be here when it’s frozen?” If you don’t like your Philadelphia snowstorms and all the fun in between, you may be the only one, because Philadelphia is a great area—and Philly’s still growing. Go for our home, car, or renters’ insurance, if you’ll only be back in Philadelphia for the spring months.

Renting your home can be a great way to offset property taxes and mortgage payments if you feel comfortable with renting.

How About that Insurance Policy?

Landlord or homeowner, you’ll have to ultimately think about purchasing insurance for the house (like your car). Winter may be a lovely season in many ways, but it’s also the time of the year when pipes like to burst; and even fires are more likely, in paradox of the season. Once those holiday ornaments stay swaying and glowing, you can imagine what happens; it is a reality, and it warrants insurance.

Freedom Insurance Group Can Help

Just tell us about yourself, the home you own and your lifestyle, and we’ll assemble a great policy for you and your family. By obtaining pertinent information, we can estimate the cost of the best insurance policy available. When we work with our customers, we maximize our services, while maintaining affordability and coverage. Assuming it’s winter, and you need a new homeowners insurance policy, our independent agency will cover you and all that you need covered, including the dog, pool, and garage.

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AnitaWhat to Ponder While Purchasing a Home in the Winter

Summer Home Maintenance Tips – Freedom Insurance Group

by Anita on June 22, 2016

Summer Home Maintenance Tips

Photo Of Couple Holding Tools - Freedom Insurance GroupThe weather is warm, the sun is shining and we all want to be outdoors. But with being outdoors comes safety measures around your home. You want to be able to enjoy your weekends so spend some time now preparing your home and outdoors for entertaining. If you have a deck, you want to be sure your insurance agent is aware so that it is properly insured on your homeowners policy. A deck is a great place to hang out but needs to be in good shape to entertain. You want to remove or replace any wood that is damaged to reduce the risk of a fall or injury that could result in a homeowners claim. Check the deck for any cracked, rotting or loose wood. Be sure all nuts and bolts are secured. If your deck is sealed or stained it is recommended to refinish it yearly. With just a mild detergent and water you can effectively clean the outside of your home from any bird, dust or dirt that has accumulated over the winter months. Cleaning out your dryer vents not only creates a more energy efficient dryer but also reduces the risk of a dryer fire. Dryer vents can be easily cleaned with a small brush or duster. Swing sets and trampolines should be checked for loose bolts and springs. You can find bug repellent and bee hive treatments at most home stores to keep your guests and family members free of bug bites. Check your grass and rocks for any divots or small holes the winter or animals have made to avoid any tripping hazards or falls. Taking time to do some simple maintenance will allow you the free time you deserve this summer and also put your mind at ease knowing you have reduced the chances for a home insurance claim.

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AnitaSummer Home Maintenance Tips – Freedom Insurance Group