auto insurance in philadelphia

Do College Students Need Renters Insurance?

by Anita on March 4, 2020

It’s been a long road, but you’re finally a college student. Congratulations! Now that you have entered adulthood, there are a lot of new decisions you have to consider, from your tuition costs to transportation to your housing situation. When you’re living on your own, your belongings aren’t protected like they were under Mom and Dad’s roof. 

How do you go about rectifying that? By getting renters insurance from Philadelphia’s trusted insurance firm, Freedom Insurance Group. 

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AnitaDo College Students Need Renters Insurance?

How to Help Improve Car Insurance Rates

by Anita on February 4, 2020

Car insurance is one of those things where you’re kind of happy with what you have, but you’re always trying to finagle more savings. We get it. Savings are important! But is there anything more you can do to lower your car insurance rate in PA than just be a great driver on the road? There sure is! Take a look at the list below. 

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AnitaHow to Help Improve Car Insurance Rates

5 Car Safety Tips to Keep in Mind While You’re Shopping

by Anita on December 12, 2019

Holiday shopping is great fun, and it’s a fulfilling opportunity to treat your nearest and dearest to gifts that will benefit them throughout the new year. However, it’s also a time when criminals and opportunists target motor vehicles. As a leading provider of auto insurance in Philadelphia, PA, we’ve gathered some car safety tips to help you avoid falling prey to thieves this year.

Invest in a Cargo Cover

If you drive an SUV, hatchback, wagon, or crossover, your vehicle likely has an exposed cargo area. One way to solve this problem is to utilize a cargo cover. If you’ve lost yours or you don’t already own one, we recommend ordering one from your local dealership or auto store. If you own a cargo cover, make sure you always put it to good use.

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Anita5 Car Safety Tips to Keep in Mind While You’re Shopping

What to Consider When Transporting a Car for a Long-Distance Move

by Anita on October 29, 2019

Transporting a vehicle for a long-distance move is a daunting prospect for many people. Most people have two options. They either tow the car themselves or hire a transportation company. As a leading provider of car insurance in Philadelphia, we want to make sure you make an informed choice and stay safe at all times. We’ve created this piece to discuss some of the pros and cons of both methods of transportation.

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AnitaWhat to Consider When Transporting a Car for a Long-Distance Move

5 Tailgating Safety Tips for Football Season

by Anita on September 18, 2019

As a leading provider of car insurance in Philadelphia, PA, we value the safety of our customers, their vehicles, and their families at all times. With the latest NFL football season officially underway, we want to offer our customers some essential tailgating safety tips. Below are some essential tips for safe tailgating this season.

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Anita5 Tailgating Safety Tips for Football Season

What To Do When Potholes Damage Your Car

by Anita on August 2, 2018

Drivers in Pennsylvania have been feeling the sting of potholes wreaking havoc on their cars. Philadelphia drivers know all too well that hitting a large pothole at high speeds can cause extensive damage to your vehicle. From flat tires to scrapped undercarriages, damages can start to add up to expensive repairs. Depending on the damage, drivers can end up paying thousands of dollars for repairs. But by having the proper car insurance, drivers can breathe easy knowing that their car insurance will cover the damages.

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AnitaWhat To Do When Potholes Damage Your Car

The Requirement of Auto Insurance in PA and the Elimination of Stress to Find the Right One

by Anita on October 11, 2016

In the state of Pennsylvania, many people own automobiles as their main mode of transportation. Let’s face it, how else are you getting to work? It’s just easier to drive a car when trains and buses are often late or unreliable. However, in order to get behind the wheel of a car, there are many requirements.

Skipping the basics, let’s jump right to auto insurance: drivers are legally required to carry bodily injury liability limits of $15,000/30,000, medical benefits of $5,000, and $5,000 in property damage. It seems like a lot, but when it’s all sorted through in your auto insurance, it can be made simple by a trustworthy agency like ourselves at Freedom Insurance Group, Inc. Instead of shopping for a complicated process, it’s easier to, instead, get one shaped for your needs and your car.

There are additional options to choose from, offered by most auto insurances:

  • Motorist protection
  • Roadside assistance: 24-hour/7 days a week support in the event of an emergency (such as, a dead battery, running out of gas, vehicle breakdown, etc.)
  • Death benefits
  • Loss of work
  • Full coverage auto insurance: this covers your vehicle for comprehensive and collision in the event of an accident or damage to your vehicle.

Right now, there are seven million cars registered in Pennsylvania. Can you imagine? That is no bluff; auto insurance is a real need to many people, covering one, two, even multiple cars in their garage. When you look at the statistics on how many miles are driven annually, the cost of auto insurance in 2016 being averaged at $120/month isn’t so surprising.

Annual miles driven by age group:

  • 16-19 years old: 7,624 miles
  • 20-34 years old: 15,098 miles
  • 35-54 years old: 15,291 miles
  • 55-64 years old: 11,972 miles
  • 65+ years old: 7,646 miles
  • Average: 13,476 miles

If people are driving so much, certainly the risk of a collision is higher. Many insurance companies are constantly raising rates the more and more people get behind the wheel. And that is why we are here for you–to help you, to work with you, and to give you “freedom from the high cost of insurance.” Our name entails just that: we want to save you money and treat you like family because we believe that no one should have to suffer when they are just trying to get to work on time.

Learn more about what Freedom Insurance Group, Inc. provides and give us a call today at: 215-375-7733 for our personalized service and competitive quote!

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AnitaThe Requirement of Auto Insurance in PA and the Elimination of Stress to Find the Right One

Auto insurance discounts in Philadelphia

by Anita on February 2, 2016

Do you know all of the auto insurance discounts in Philadelphia available to you? We search through the ads in newspapers and online for sales and coupons. Why not approach buying auto insurance in Philadelphia the same way?  We all want to find a good price and sale on the things we purchase, the same auto insurance discounts are also found when shopping for auto insurance at Freedom Insurance Group. Call Freedom Insurance Group at 215-673-0300 to get your free quote and to discuss all the ways you can save money on your auto insurance. Did you know you are eligible for an advanced quote discount, which means you shop for auto insurance before you are picking your new car up or switching you current auto insurance company? You can qualify for a discount if you are purchasing a new vehicle and what the vehicle has to offer in the line of  safety features. Many or most cars have dual airbags, passive restraints, anti-lock brakes and numerous other safety features with the construction of the vehicle. Many companies offer what is called a paperless discount which saves money on postage and to helps the environment by sending correspondence such as bills, reminders and insurance ID cards via email. Your marital status, education level and occupation also offer discounts. Owning a home entitles you to a home owner discount and possibly a bundling discount if your auto and home is insured with the same company. If you have a teen through twenty four year old on your policy who is in good academic standing with a GPA or 3.0 or better also qualifies for a good student discount as well as a discount for driver’s education and road experience education classes.  Your college driver can qualify for an away at school discount if your student attends school over 100 miles away without a vehicle on campus. Our seniors qualify for discounts for completion of safe and defensive drivers courses. Low mileage discounts are available for those drivers who travel less than 7500 miles a year. Prior insurance coverage and length of prior insurance coverage adds up to savings in save moneyyour pocket also.

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AnitaAuto insurance discounts in Philadelphia

Must have items in your auto emergency kit

by Anita on January 12, 2016

Are you prepared for a traffic snafu or being stuck in your auto due to bad weather? Here is a list of helpful items to keep in your auto to be prepared for an emergency.
1. What would we do without our cell phones? Be sure to have a car charger for your auto in the case that your phone battery dies. You can choose between a precharged or one your can plug into your auto’s cigarette lighter. With your cell phone you can easily contact your roadside assistance company.
2. A flashlight in your auto glove compartment is a must have in the event your car is broken down, you can place it on top of the auto’s roof to alert others your car is in distress. You of course can use it to light the roadway if you have to open your auto’s trunk or walk on the roadway.
3. Spare tires are sometimes too easy to forget about checking to make sure you  have one for your auto. Even if you have roadside assistance on your auto insurance policy, it is in your best interest to have one handy.
4. Extra fuses help when your tail light or brake light as well as turning signals are broken on your auto. Having them available just may even deter you from getting a ticket.
5. Nonperishable food and water is not only helpful in the case of an auto emergency it also helps for those unexpected days or nights when we are running around and on the go. An extra sweater or blanket can help on those bitter cold days.
6. An auto first aid kit which can benefit you as well as passengers and people you may come into contact with.
Most importantly, your safety is key and these items may seem like overkill but if needed you know you have everything you may need at your fingertips.

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AnitaMust have items in your auto emergency kit