Anita

A Guide to Warding Away Winter Headaches in Your Home, Condo, or Apartment

by Anita on December 21, 2017

Once you feel that winter chill deep within your bones, you can be certain that your home or apartment is feeling it too. Much like a human body, your living quarter is directly affected by sudden changes in temperature and air pressure outdoors and indoors. With your physical, mental, and financial health in mind, Freedom Insurance Group, Inc. wants to review some tips to keep you warm, safe, and happy this winter of 2017.

Protect Your Home Against Accidents

As soon as the temperatures drop below 50, you should be asking yourself: is my home ready for a winter emergency? One of your first considerations should be your homeowners insurance available near the Philadelphia area. Simply by speaking with one of our specialists, you’ll be able to find a policy that covers your home, condo, or apartment, and all your possessions, without the fear of a financial burden.

Keep a Stash of Winter Supplies

With your insurance policy covering your living space, your next step is to maintain a stash of emergency supplies, as recommended by FEMA. According to the national organization, you should always keep a snow shovel and transistor radio within reach, lest you find yourself trapped and cut off from the world in the aftermath of another major snowstorm. In addition to these essentials, don’t forget an adequate storage of non-perishable food, water, and fuel.

Having dealt with many Northeast snowstorms in the past, we and FEMA highly recommend that you acquire a bulk supply of some calcium sulfate or other bulk salts. Being able to deice is crucial to prevent against sheets of black ice and frozen snow on your driveway and sidewalks.

Winterize Your Home As You Can

As a final precaution, it’s in your best interest to do an inspection of your home or apartment roof and plumbing. Knowing the dangers of frozen water and burst pipes, clear out your gutters of excess debris and clutter—ensuring that rain and snow doesn’t collect. Wherever you can, try to insulate any leaks or exposed plumbing.

At the end of the day, you should always feel that your home, condo, or apartment is where you can relax and retreat. If you haven’t already, do yourself, your family or housemates a favor and inquire into our affordable homeowners insurance, catering to Philadelphia, PA, and surrounding communities.

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AnitaA Guide to Warding Away Winter Headaches in Your Home, Condo, or Apartment

What to Ponder While Purchasing a Home in the Winter

by Anita on November 22, 2017

It’s that season, as they say, when you want to retreat indoors before it’s 6:00 p.m. and relax in the quiet warmth of a blanket and a pre-recorded TV show. We know that feeling here at Freedom Insurance Group, Inc. because it’s perfect—we know it’s personal, and tailored to you. In the same vein, we care about your car or home insurance options in the Northeast of the city of Philadelphia. Before the holidays arrive, ponder on some tips from the pros in this field.

How Much Will You Be living in It?

If this isn’t your first winter or homeowning rodeo, you may want to ask yourself, “Do I want to be here when it’s frozen?” If you don’t like your Philadelphia snowstorms and all the fun in between, you may be the only one, because Philadelphia is a great area—and Philly’s still growing. Go for our home, car, or renters’ insurance, if you’ll only be back in Philadelphia for the spring months.

Renting your home can be a great way to offset property taxes and mortgage payments if you feel comfortable with renting.

How About that Insurance Policy?

Landlord or homeowner, you’ll have to ultimately think about purchasing insurance for the house (like your car). Winter may be a lovely season in many ways, but it’s also the time of the year when pipes like to burst; and even fires are more likely, in paradox of the season. Once those holiday ornaments stay swaying and glowing, you can imagine what happens; it is a reality, and it warrants insurance.

Freedom Insurance Group Can Help

Just tell us about yourself, the home you own and your lifestyle, and we’ll assemble a great policy for you and your family. By obtaining pertinent information, we can estimate the cost of the best insurance policy available. When we work with our customers, we maximize our services, while maintaining affordability and coverage. Assuming it’s winter, and you need a new homeowners insurance policy, our independent agency will cover you and all that you need covered, including the dog, pool, and garage.

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AnitaWhat to Ponder While Purchasing a Home in the Winter

Why You May Want to Consider Smart Home Technology to Protect Your Home

by Anita on October 17, 2017

Have you ever considered smart home technology to protect your home?  Maybe you’ve heard of the benefits but haven’t had the time to make the switch.  A smart home security system is one of the best defenses against break-ins, so it pays to consider investing in the technology for your home.  Many of the new smart home technologies feature smartphone controls which make them both convenient and user-friendly.  At Freedom Insurance Group, Inc., we encourage our customers to consider smart home technology when it comes to protecting their homes.

As we mentioned above, smart home technology is convenient.  Many of the new systems feature alarms for your home that can be set up from your smartphone even when you aren’t inside.  What’s more, the alerts are instant, so if your alarm is triggered, you’ll be notified right away.  Smart home technology also involves the use of smart home locks.  These allow you to check for unlocked doors which can be an important feature if you work far from home and forgot to lock up on your way into work.  Did we mention that you can also lock and unlock doors from your smartphone?

If you’re on the hunt for homeowners insurance in Philadelphia, PA, Freedom Insurance Group, Inc. can help. We specialize in homeowners insurance and takes pride in offering cost-effective insurance plans for a variety of needs.

Freedom Insurance Group, Inc. wants to keep customers safe and informed!

Whether you’re looking for homeowners’ insurance or whether you’re looking for the latest security to protect your home, Freedom Insurance Group, Inc. can help.  We know that our customers want to find great rates and convenient ways to save, so we offer the best customer service and the lowest possible rates.  Freedom Insurance Group, Inc. is the name to trust when it comes to finding home insurance in Bensalem, PA.  So, if you want to find a great policy, or if you want to learn more about smart home technology, then stop in or give Freedom Insurance Group, Inc. a call.  We can help you find ways to save, and we can make you feel safe in your home, too!

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AnitaWhy You May Want to Consider Smart Home Technology to Protect Your Home

Why You Should Build a Winter Emergency Kit for Your Vehicle

by Anita on September 22, 2017

Driving in the winter months can pose a multitude of hazards. You need to contend with snow-covered or icy roads, reduced visibility, and often sub-zero temperatures. All of these conditions can make driving a car both challenging and dangerous. On top of all that, you run the risk of getting stuck in your vehicle, either from a dead battery or an unforeseen weather issue. At Freedom Insurance Group, Inc., we suggest that all vehicle owners build a winter emergency kit to keep inside their cars when on the roads.

You don’t need to quit driving once it gets cold out. You just need to prepare for the conditions. If you need some help building a winter emergency car kit, the crew at Freedom Insurance Group, Inc. can help you get one together. We can also help you in your search for a car insurance provider near Bensalem, PA. We offer a wide range of insurance policies for customers in many locations, and we offer driver safety tips, too. At Freedom Insurance Group, Inc., we want everyone to stay safe on the roads this winter!

Since winter is on its way, you might as well start preparing early. Everyone should have a winter emergency kit inside his or her vehicle. Would you really want to be stranded in the dead of winter without even a blanket or a flashlight? Freedom Insurance Group, Inc., we can help you get a great winter emergency kit together in no time. It’s always a good idea to be prepared for a winter emergency, and at Freedom Insurance Group, Inc., we’ve got tips and ideas to get you started.

Our top ten items for your winter emergency kit include flares or reflectors, a flashlight, an extra set of warm clothes, jumper cables, kitty litter or sand, a snow scraper, a set of tire chains and a sleeping bag. If you find yourself searching for both car insurance in the Philadelphia, PA area, as well as winter emergency kit supplies, Freedom Insurance Group, Inc. can help with suggestions or services. We take care of our customers, and it shows. This winter, don’t get left out in the cold. Get a collection of gear for your winter emergency car kit and then take on the winter with confidence!

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AnitaWhy You Should Build a Winter Emergency Kit for Your Vehicle

Five Tips to Keep Your Home Safe This Fall Season

by Anita on August 29, 2017

It might seem like summer is here to stay, but fall is just around the corner. If you haven’t already thought about it, now is the time to begin thinking about how you can make your home safe this fall season. At Freedom Insurance Group, Inc., we provide homeowners with a wide range of protection services for all of their individual needs.

Customers looking for home insurance in Yardley can count on Freedom Insurance Group, Inc. to provide them with a wide range of insurance needs for the entire family. The team at Freedom Insurance Group takes pride in their commitment to exceptional customer service, and we’ve got five tips to help you keep your home safe this fall season.

1. Test your smoke alarms.

All homeowners should check their smoke alarms at least once a month. You should create an emergency plan for the family and make sure that you practice it, as well. Research has proven that most home fire deaths result from smoke inhalation, so it’s important to be vigilant about your alarms and your emergency plan.

2. Check your property, inside and out.

It’s important to walk along your property and identify any places where injuries could occur. Do you see any areas where the ground is uneven and someone could trip? Are there any other hazards that require attention? Check inside for loose wires and poorly lit staircases, as well. To keep yourself covered in the event that your home is burglarized, Freedom Insurance Group, Inc. offers affordable homeowners’ insurance for families that need it.

3. Double check hazardous materials.

Do you have medications locked and stored safely from children? Do you have household cleaners and chemicals out of reach of children? Is the Poison Control hotline number in a visible space in the event you need to call? It’s always a good idea to revisit the items in your home that might be hazardous for both children and pets.

4. Sign up for the Neighborhood Watch.

Signing up with the local Neighborhood Watch is a great way to make sure that you feel safe in your home this fall. Knowing that your neighbors have their eyes out for suspicious activity is helpful and reassuring. Display the Neighborhood Watch sticker in a window that is visible to people form outside.

5. Think about your kitchen.

Do you keep an eye on the stove when you’re cooking? Do you turn pot handles to the back of the stove to prevent knocking them over with boiling liquid in them? Kitchen safety is important in keeping your family safe this fall, and at Freedom Insurance Group, Inc. we help all of our customers find the best ways to keep their families safe this fall.

Those in need of home or renters insurance in Philadelphia, PA can rely on Freedom Insurance Group, Inc. for the upcoming fall season. To get insurance today, please call or email us.

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AnitaFive Tips to Keep Your Home Safe This Fall Season

How to Make Your Home or Apartment Safe and Insured

by Anita on August 21, 2017

Assuming you’ve watched your dose of TV shows and movies, you’ve probably entertained the possibility of the Apocalypse, or a zombie uprising. While we don’t ordinarily cover catastrophes of an unnatural variety, we do think it’s prudent to be prepared for everything, even if it’s as likely as Atlantis or aliens.

The Prudent Survivalist Toolkit

You’ll want to start by assessing what you do and don’t already have in your home, as far as the most essential emergency supplies go. If a freak snowstorm or tempest of lightning knocks out the power, where are your flashlights? When the electric is out, so too is the Internet. Old school radios can give you access to official broadcasts, updates on roadways, and weather conditions. Your smartphones and other pluggable electronics don’t have to die, either. All that solar energy in the sky can be harnessed through a portable solar charger. Aside from all your gadgets, don’t forget about the real necessities like non-perishable foods, potable water, and potentially even a generator.

Clothing, Coverage, and Blankets

Now that you have all of your essentials, how about what you’ll be wearing? It’s wise to keep a change of clothing for all sorts of climates and conditions that you may encounter. Coupled with disaster wear, you should always have a form of identification beyond a driver’s license, like a passport, for example. If you’re living in Northeast Philadelphia, or other parts of the area, think about low costing insurance for your home or apartment, too. What’s the sense in fortifying your space if you’re liable for damages after a flooding or fire? On that note, always know where your fire extinguisher is, as well as your methane detectors. A fire blanket could also be a useful tool.

Planning Alliances, and Insurance

While you can stock up on foodstuffs, tools, and emergency supplies, you also need the support of locals to get through a crisis (even if it’s as benign as a few days without power). If you don’t already know your neighbors, you may want to introduce yourself at some point. Perhaps you’re both renting from the same landlord. Do you both have the best renters insurance in the area of Philadelphia, PA? As far as ice breakers go, there are worse ways to bond with your neighbors. Before long, you’ll be reliably insured and ready for any curveball that Mother Nature can throw at you.

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AnitaHow to Make Your Home or Apartment Safe and Insured

Freedom Insurance Group, Inc. Discusses the Importance of Drivers Education Classes

by Anita on August 1, 2017

Drivers education classes are important for anyone fresh behind the wheel. We here at Freedom Insurance Group, Inc. understand the importance of these classes and urge new drivers to seek drivers education classes in the future.

As an insurance company in Philadelphia, we are also proud to declare the importance of drivers education in an effort to get more drivers comfortable on the road. In fact, a good drivers education class can be the difference between a safe, confident driver and a dangerous, unconfident driver

For those seeking car insurance in Bensalem, Pennsylvania, Freedom Insurance Group, Inc. is proud to offer several policies to suit a wide range of driver needs. We even offer some excellent student discounts. Furthermore, we are willing to work with a broad range of needs and budgets. Stop in today or give us a call to discuss specific options.

For those who are still unsure about drivers education classes, Freedom Insurance Group, Inc. is willing to discuss details and statistics. In today’s busy, chaotic world, it’s sometimes easy to skip out on much-needed courses that might not be the most fun for young drivers, but that still offer those much-needed hours on the road with an experienced drivers education teacher. At Freedom Insurance Group, Inc, an obvious commitment to customer safety is evident, and this makes them a trusted, appreciated local business.

We Also Offer Much More Than Car Insurance!

For those living in the city, Freedom Insurance Group, Inc. also offers renters insurance in Philadelphia. We are always working to best serve the individual needs of their clients, and we are willing to go the extra mile when it comes to customer satisfaction. Between the excellent car insurance offers and amazing renters insurance deals, it’s no surprise that we are recognized as one of the best insurance agencies in the Philadelphia area! To learn more about what we do, please feel free to browse our website!

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AnitaFreedom Insurance Group, Inc. Discusses the Importance of Drivers Education Classes

3 Home Security Tips to Consider this Summer

by Anita on July 7, 2017

Your home should be your safe shelter, but the fear of burglaries and break-ins can make any home feel a little less inviting. As one of the top providers of home and renters insurance in Philadelphia, PA, we see firsthand the spike in break-ins during the summer months. In fact, oftentimes July and August are the most common months of the year for burglaries and robberies because people are away on vacations. Therefore, consider these tips to keep your family safe, and make sure that your summer stays easy and carefree.

  • Check your windowsWhy do break-ins spike during the summertime? One cause is that homeowners and renters frequently leave their windows open when they are home to get some air, then subsequently forget to close them when they go out. An open window is like a golden ticket to a thief because the person can enter your home without leaving signs of forced entry. Before you leave your home, make it a habit to double-check that all doors and windows are closed and locked before going out.
  • Be wary of door-to-door sales – With the advance of online shopping, the door-to-door salesman is pretty much a thing of the past. However, a common tactic that thieves use to choose targets is to pose as door-to-door salesmen. The thief will pretend to be selling something, or will pose as an uninvited handyman looking for work. When you let the person into your home, he or she is secretly making a mental note of where obvious valuables are for when the person robs the home later. If a salesman comes to your door, tell the person that you are not interested, or hear the pitch outside.
  • Don’t announce your vacation – Everyone loves posting on social media, especially if they have an exciting trip planned. However, by announcing to the whole world that you are leaving your home for up to a week, you are essentially inviting thieves into your house. Save the beach updates until after you’ve returned home.

Even the most diligent homeowners or renters can still be the target of break-ins. Speaking to a licensed provider of home insurance in Bensalem PA can make sure you’re protected if something does happen.

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Anita3 Home Security Tips to Consider this Summer

Get Your Vehicle Ready for Summer with These Tips from Freedom Insurance Group Inc.

by Anita on June 20, 2017

Make sure you prepare your vehicle for the summer season. With the cold weather gone, Freedom Insurance Group, Inc., a company that offers low-cost insurance to residents of Bensalem, PA, and the surrounding communities, wants to make sure everyone remembers to adjust their vehicles accordingly. Some summer maintenance on your automobiles will be helpful in the long run, saving you both time and money.

A vital factor when it comes to maintaining your vehicle during the summer is ensuring that the coolant system is operating correctly. A properly running coolant system keeps the engine cool when it’s hot in the summer. We also suggest checking the radiator and hoses for leaks and cracks. Aim for 200 degrees Fahrenheit, so the engine doesn’t overheat. Furthermore, we advise that you regularly look at the temperature gauge, located on the dashboard. Should the engine get too hot, we recommend that you act immediately.

If you put winter tires on your automobile, now is the time to make the switch to summer tires. Just by adding a new set of tires you’ll have better tread as well as the benefits of using summer-specific tires. To make the change, take a spare set of rims to any mechanic, and he or she can easily take care of it for you. Another option is to use tires that are good for any time of year. It’s less work for when the weather changes, but they won’t last as long since you’re using them year-round.

Perhaps most important of all, Freedom Insurance Group, Inc. urges you to have your brakes checked. Rain is most prevalent during the summer leading to puddles and wet roads, and therefore, wet brakes. Not only that, but hot weather can cause the temperature of the brake pad system to rise, which in turn causes your brake pads to erode at a faster rate. Speak with your mechanic to find out if it’s time for you to upgrade your brake pads.

Sometimes, accidents happen anyway. You can prepare yourself and your car all you want, but that won’t prevent them altogether. When that happens, you’ll want Freedom Insurance Group, Inc. by your side. Besides our car insurance policies, we also offer policies for renters, life, and home insurance to those who reside in Bensalem, PA and many other areas.

If you’d like to purchase a policy or update your current one, please give us a call at 215-375-7733. Otherwise, browse the rest of our website for more information.

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AnitaGet Your Vehicle Ready for Summer with These Tips from Freedom Insurance Group Inc.

10 Ways to Maintain a Safe Home Between Seasons

by Anita on April 3, 2017

We want you to feel safe in your home! Freedom Insurance Group, Inc. cares about more than just your home insurance in Yardley, PA; we care about your safety and your budget. In order to prevent potential hazards, accidents, or other problems from taking you by surprise, try these helpful tips for maintaining a safe home between seasons.

 

Outdoor Inspections

  1. Gutters: Easy to clog and get backed up with debris over the fall, gutters should be cleaned out and repaired or replaced when necessary. Check how the water is flowing and draining to prevent water damage from eroding your siding or causing damage to the roof.
  1. Trees: The weight of snow often causes boughs to bend and eventually break. Fallen limbs might go unnoticed while you are less likely to spend time outdoors, so take a minute to pick up stray branches in the driveway or yard that are large enough to trip over or cause damage to cars and other vehicles. Make sure to trim healthy yard plants back from electric wires, cooling devices, air filters, and other machinery.
  1. Roof: Harsh winter weather can do a number on your roof. Make sure to inspect your roof before the excessive heat of summer sets in, which can open any cracks caused by ice from previous months. Don’t forget the roof of your garage, shed, or any other enclosed structure on your property!
  1. Landscaping Equipment: Often, landscaping tools go several months before being reused, and it is easy for them to erode or for parts to break while remaining unmaintained for too long. Avoid accidents by checking all equipment for missing or loose pieces, and rust (that could cause it to break unexpectedly).
  1. Windows and Doors: Important for internal and external safety, windows and doors are used heavily year round. It is imperative to check and make sure all locks are functioning and have at least two matching keys to go with them. Inspect the seals on your windows and doors routinely, so that you don’t acquire any costly drafts or unwanted pests.
  1. Heating and Cooling Systems: Both your heater and your air conditioner run nearly constantly during half of the year and sit dormant for the other half. Prolonged use as well as staying stagnant leads to natural degradation and a need for inspection. Right before Spring is the perfect time to hire a professional to tune up these systems and replace your furnace filter or other air filtration devices.

 

Indoor Inspections

  1. Electric: One of the most common causes of household fires is actually from faulty wiring! Without checking your electrical outlets and cords for potential fire hazards, you could be putting your home at risk, or even yourself.
  1. Fire Extinguishers: Make sure to look over your fire extinguisher before backyard barbeques have a chance to set dry grass ablaze. Check the nozzle, hose, and pressure gauge to ensure that your fire extinguisher is ready to operate and easily at hand.
  1. Smoke and Carbon Monoxide Detectors: It is easy for smoke detectors and carbon monoxide detectors to run out of battery and turn off without a homeowner noticing. Carbon monoxide is colorless and odorless, is lethal if inhaled for too long, and can come from machines present in your home. Be sure to replace the batteries for your detectors at regular intervals, because they could potentially save your life and that of your family.
  1. Vents: Clogged vents that help to circulate air can negatively influence physical health if they are not cleaned properly. The vent to your dryer can cause warm air to cycle back into the room and raise household temperatures; it can even become combustible if too much lint accumulates. Simply cleaning the vents that you can reach could prevent a more costly electric bill and avert a medical bill.

 

Here at Freedom Insurance Group, Inc., we want to help you stay safe throughout the year and avoid having to pay extensive bills unnecessarily. If you are a homeowner and looking for a package to also cover your car, combining our home insurance with  auto insurance in Yardley, PA could save you an additional 15%! Just like you want the best for your family, we want the best for ours. We promise to always provide the coverage that you and your family deserves, while always trying to save you as much money as we can.

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Anita10 Ways to Maintain a Safe Home Between Seasons