renters insurance

All posts tagged renters insurance

Why do I need renters insurance?

by Anita on June 17, 2016

Whether you are renting a family home or an apartment, renters insurance will protect you in many ways.  If you have a break-in or an injury that occurs while a guest is visiting, renters insurance will assure that you will covered in the event of a sustained loss within the property you are renting.  Let’s say in an awful situation, you have a fire in the property and lose your possessions, renters insurance will recoup what items you lost due to the fire.  If you have personal property above the average such as jewelry or collections of importance, Freedom Insurance Group can help you decide what additional coverage you may need to protect specific items.  If you have a break-in your material items are covered the same way.  Your renters policy will also provide you with coverage for additional living expenses if you need to relocate temporarily while repairs are made due to the fire.  We all like to entertain and enjoy time with our friends and if a friend was hurt or sustained an injury in our home we would be sick with worry.  Renters insurance takes the fear of your friends injury being a financial burden if a trip to the hospital or doctors is necessary.  It also alleviates any awkwardness between friends.  Renters insurance in Pennsylvania is very affordable and most companies offer flexible payment plans for as little as $175.00 a year.  renters

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AnitaWhy do I need renters insurance?

Advance Quoting – Freedom Insurance Group, Inc. – Philadelphia

by Anita on August 27, 2015

Advance Quoting

Freedom Insurance Group, Inc.  announces they represent six companies that offer an early quote discount for car insurance quotes in Philadelphia.

Many consumers do not know the savings advantage associated with calling ahead when you need car insurance.  Some of their companies offer a discount just for calling for a quote one to ten days prior to your policy expiration date.  For example, Travelers calls this discount their Early Quote Advantage. With Travelers you may be eligible for a 10% discount if you call for a quote 8 or more days in advance.  Many of the companies they represent have this discount only it’s referred to by a different name.

The following companies offer a discount for getting a quote in advance:  Progressive, Travelers, The Hartford, Safeco, Grange & Mercury.

“It’s true; the early bird does get the worm.  Most consumers are not aware of the fact that calling ahead of time for a car insurance quote can save you money.”  said Anita Allegrezza, Owner & Principal agent of Freedom Insurance Group Inc.   “Freedom Insurance Group, Inc.  represents  10 A or better insurance companies, but we put the customer first.  Everyone wants to save money and take advantage of discounts.  Some people won’t buy if they don’t have a coupon, find it on sale or get a discount.  If insurance companies are offering a discount for calling your agent ahead of time, take advantage of all the savings you can.”

The agency is a full service insurance agency.  They offer auto insurance, homeowners insurance, motorcycle insurance, boat insurance, umbrella insurance, commercial insurance, life insurance, RV insurance, and more.  For more information on Freedom Insurance Group, Inc. or to get a quote, go to their website www.freedom4insurance.com.  There you will also find a money saving checklist with many discount opportunities for you to review prior to speaking with an agent.

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AnitaAdvance Quoting – Freedom Insurance Group, Inc. – Philadelphia

Freedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia

by Anita on August 7, 2015

Freedom Insurance Group Inc. is an Independent Insurance Agency who has been helping customers save money in Northeast Philadelphia and the surrounding areas since 2003. This Trusted Choice agency represents 10 A rated insurance companies such as Progressive, The Hartford, Travelers, Safeco, Grange and is an AARP authorized agent. What does that mean to the consumer? That means they have the ability to offer the consumer choices and “Freedom from the high cost of insurance.” With just one phone call their team of agents are able to get quotes from 15 different companies. Not only can they save you time, but their experienced agents will review your current coverage and identify any potential areas where you may be underinsured. Freedom Insurance Group Inc. is thorough and reviews all discounts that are available to you. When you have an independent agent, if your rate goes up you don’t have to go far. This agency continually reviews their customers’ policies to make sure they are getting the best rates on car and home insurance. “When you buy insurance from a captive agent your only option is to reduce coverage when the rate goes up. At Freedom Insurance Group Inc. if your rate increases we quote you in other companies, so you can keep the coverages you need. We give our customers the freedom of choice.” said Anita Allegrezza, Owner & Principal Agent.

This full service agency writes car insurance, homeowners, life, commercial, motorcycle, boat, umbrella policies and more. They are conveniently located in the Grant & Academy shopping center next to the Police & Fire Federal Credit Union.

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AnitaFreedom Insurance Group Inc. as featured in the Northeast Times – Insurance Philadelphia

Summer Road Trip

by Anita on June 12, 2015

If you are planning a Road Trip this summer it is better to be prepared rather than fly by the seat of your pants! Your first order of business is to decide if you are going to drive your own car or get a rental car. Both options have positives and negatives. By driving your own car you will save money, but depending on how far you drive you will put excess wear and tear on the vehicle. If you go the rental car route, you will incur more of a cost. The next question is ….what kind of roadside assistance will be needed in both scenarios. If you currently have roadside assistance on your car insurance policy you will be covered for flat tire change, lock outs and running out of gas. An issue may come in to play with towing in case you break down. Questions regarding towing coverage on your auto insurance policy should be addressed with your agent. To get more information on roadside assistance see our website: http://www.freedom4insurance.com/roadside-assistance.html If you have roadside assistance through AAA they also have their own set of rules. As always have your current car insurance card with you at all times.

Map out your route on paper before setting out on your adventure. Some people use their smart phone maps app and some have a navigation system in their car. You should still have a good old handy map. There will most likely be rest stops along the way so you don’t have to plan those out. You will also have to stop along the way for gas. Here is a website that we found where you can get the best prices on gas http://www.gasbuddy.com/ We even found a great website listing on AARP that estimates the cost of gas for your trip: http://www.aarptravel.costtodrive.com.
During a long road trip you are sure to get hungry! A fun website to check out for some great eats along your journey is: http://www.tvfoodmaps.com/ You just plug in your destination and notable restaurants mentioned on TV, like Diners, Drive ins and Dives will populate along your route.

If you have homeowners insurance or renters insurance, your contents in the vehicle will be insured as well. For example if you are taking ipads, smartphones, golf clubs, or a laptop on your trip and they are stolen from the car, you are covered minus your deductible.

It’s time to pack! Be smart when packing personal items, just because you are driving don’t be tempted to over pack. Have a first aid kit in the car as well as an emergency road kit. To avoid making frequent stops pack a cooler with drinks and snacks. If you are bringing kids along, pack movies, activities, books, ipads, hand held games and have some road trip games in mind. Some popular road trip games are ispy, I’m going on a picnic, license plate game and road trip bingo. If you are lucky the kids will sleep!
All of these tips should help you enjoy a well planned road trip full of fantastic family memories!

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AnitaSummer Road Trip