Homeowners Insurance Philadelphia
Are you in need of Home Insurance in Philadelphia?
If you own a home or are about to become a first time homeowner in Philadelphia, it is important to have the right home insurance in Philadelphia with the proper coverage. When calling for a quote please let our agents know if you own a condominium or a home (row home, townhouse, single home). If you are a renter we offer renters insurance. If you are looking to insure your rental properties we may be able to write your policy as well. The terms HO1, HO2, HO3, HO4, HO5, HO6, HO8 can be confusing. Our agents are here to make purchasing homeowners insurance simple.
When calling for Homeowners Insurance Philadelphia quotes, here is some of the information you will need to provide:
- Age of home
- Is it a single, row home, townhouse, condo or ranch?
- Type of roof- flat or pitched
- Type of heat
- Number of bathrooms
- Is there a garage?
- Does the basement have a sump pump or french drains?
- Burglar alarm/fire alarm? Dead bolt locks?
- Does the house have siding, stucco, or brick?
- Own a dog?
- Is there a pool?
- Do you need additional jewelry coverage?
What can you do to protect yourself beyond insurance to limit your risk? You can install a monitored burglary/fire alarm system, install deadbolt locks, purchase fire extinguishers and install smoke alarms on each floor and in each bedroom. You may also want to purchase an escape ladder to keep on the second floor, especially if you have small children. Your agent can also provide you with a personal inventory booklet where you can list all of your furniture, and personal possessions that may be of value.
Our agents at Freedom Insurance Group will take the time to review purchasing home insurance in Philadelphia can do for you and what types of policies are available and explain the coverages, policy limits and deductibles. They will work with you to determine which type of homeowners policy you need and assist you in determining appropriate coverage levels. Homeowners insurance in Philadelphia will provide protection for your contents, and provide liability insurance in the event someone is injured on your property and most importantly the coverage necessary to rebuild or restore your home after a covered loss. Once you receive your home insurance policy if you make any improvements such as building a deck, finishing a basement, installing a pool, or putting an addition onto your home…. Please contact your agent to see if you need to adjust your policy and coverages.
Freedom Insurance Group will discuss your personal homeowners insurance needs in depth and explain to you all of your coverage options and make recommendations on how to best protect you, your home and your belongings. Whether you are looking for new home insurance in Philadelphia or to review your current home insurance policy, we are here to guide you through it and get you the best rates.
To learn more, click on the link below:
Home Insurance in Philadelphia